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How long will a payment take to reach my credit card account?

The easiest way is by direct debit - this will be collected automatically every month and you won't miss making a payment. You can set up a direct debit by using our online account service.

  • At any UK Barclays Branch please allow 3 working days before your payment due date in cash only, or 4 working days before your payment due date by cheque or a mix of cash and cheques. At any UK branch of your bank please allow 3 working days before your payment due date in cash only, or 4 working days before your payment due date by cheque or a mix of cash and cheques - you may have to pay a fee. Please complete your bank giro credit and cheque with the exact amounts including the decimal point. Make your cheque payable to Bhs Credit Card (include your name and account number), for example Bhs Credit Card (A Smith 4929 XXXX XXXX 0508).  Also write your postcode on the reverse of the cheque.
  • By post - please allow at least 4 working days before your payment due date. Please complete your bank giro credit and cheque with the exact amounts including the decimal point. Make your cheque payable to Bhs Credit Card (include your name and account number), for example Bhs Credit Card (A Smith 4929 XXXX XXXX 0508).  Also write your postcode on the reverse of the cheque.

A Debit Card payment is authorised straight away with your debit card issuer. This means you need to have cleared funds in your bank account when you're making the payment online. The payment will be made available within 2 hours.

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